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	<description>DC urban life and real estate</description>
	<lastBuildDate>Wed, 31 Oct 2012 17:15:22 +0000</lastBuildDate>
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		<title>Want to buy investment property?  Financing Options 101</title>
		<link>http://www.artofcityliving.com/blog/2012/10/investment-property/</link>
		<comments>http://www.artofcityliving.com/blog/2012/10/investment-property/#comments</comments>
		<pubDate>Wed, 31 Oct 2012 16:56:01 +0000</pubDate>
		<dc:creator>Tony Hain</dc:creator>
				<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">http://www.artofcityliving.com/blog/?p=1238</guid>
		<description><![CDATA[With interest rates at historic lows and housing making a comeback, we&#8217;ve had several clients ask about purchasing investment properties.  You won&#8217;t be surprised to learn that we think that&#8217;s an excellent idea. However, if you don&#8217;t have deep financial pockets or a history as a landlord, it can be more challenging in today&#8217;s lending [...]]]></description>
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		<title>Top 5 Real Estate Headlines in First Half of 2011</title>
		<link>http://www.artofcityliving.com/blog/2011/07/top-5-real-estate-headlines-in-first-half-of-2011/</link>
		<comments>http://www.artofcityliving.com/blog/2011/07/top-5-real-estate-headlines-in-first-half-of-2011/#comments</comments>
		<pubDate>Fri, 08 Jul 2011 16:48:33 +0000</pubDate>
		<dc:creator>Tony Hain</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.artofcityliving.com/blog/?p=652</guid>
		<description><![CDATA[We have reached the midway point of the year. Today, we want to look back over the first six months and give you what we believe were the five items that have had the biggest impact on the real estate industry so far this year. The Government Wants Out of the Mortgage Business From the [...]]]></description>
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		<title>Shortage Alert: Spring Market and Beyond</title>
		<link>http://www.artofcityliving.com/blog/2011/04/shortage-alert-spring-market-and-beyond/</link>
		<comments>http://www.artofcityliving.com/blog/2011/04/shortage-alert-spring-market-and-beyond/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 19:06:50 +0000</pubDate>
		<dc:creator>Tony Hain</dc:creator>
				<category><![CDATA[Market Update]]></category>

		<guid isPermaLink="false">http://www.artofcityliving.com/blog/?p=624</guid>
		<description><![CDATA[Spring has sprung and sprung big. In our Fall Market Preview, we noted that the fundamentals were in place for price appreciation and a seller&#8217;s market.  Buyers remained cautious, but six months later we are seeing multiple offers across the city.   Now, we&#8217;re not back in the heady days of 2005, but the shortage [...]]]></description>
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		<title>Values up 3.6% in Washington; Down 3.1% across U.S.</title>
		<link>http://www.artofcityliving.com/blog/2011/03/values-up-3-6-in-washington-down-3-1-across-u-s/</link>
		<comments>http://www.artofcityliving.com/blog/2011/03/values-up-3-6-in-washington-down-3-1-across-u-s/#comments</comments>
		<pubDate>Wed, 30 Mar 2011 17:25:30 +0000</pubDate>
		<dc:creator>Tony Hain</dc:creator>
				<category><![CDATA[Market Update]]></category>

		<guid isPermaLink="false">http://www.artofcityliving.com/blog/?p=618</guid>
		<description><![CDATA[The Washington region continues to defy national real estate trends.  This week, Case Shiller released data showing January year over year price declines in 18 of the top 20 U.S. cities.  Washington was up 3.6%. Perspective:  Last January the federal government was offering an $8,000 tax credit to purchasers&#8212;in effect boosting values.  Now that the [...]]]></description>
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		<title>Will DC Market &#8220;Double Dip&#8221;?</title>
		<link>http://www.artofcityliving.com/blog/2011/01/will-dc-market-double-dip/</link>
		<comments>http://www.artofcityliving.com/blog/2011/01/will-dc-market-double-dip/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 14:35:49 +0000</pubDate>
		<dc:creator>Tony Hain</dc:creator>
				<category><![CDATA[Market Update]]></category>

		<guid isPermaLink="false">http://www.artofcityliving.com/blog/?p=607</guid>
		<description><![CDATA[Just as the general economy begins to show signs of recovery, the real estate news of the week is that home prices declined in 19 of the top 20 metro areas from October to November, including Washington which declined .1 percent according to the Case-Shiller index.  However, Washington home prices were up 3.5% from a [...]]]></description>
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		<title>Examiner: Modern Homes Appeal to Smaller Group of Buyers</title>
		<link>http://www.artofcityliving.com/blog/2011/01/examiner-modern-homes-appeal-to-smaller-group-of-buyers/</link>
		<comments>http://www.artofcityliving.com/blog/2011/01/examiner-modern-homes-appeal-to-smaller-group-of-buyers/#comments</comments>
		<pubDate>Sun, 09 Jan 2011 14:25:13 +0000</pubDate>
		<dc:creator>Tony Hain</dc:creator>
				<category><![CDATA[AOCL In the News]]></category>

		<guid isPermaLink="false">http://www.artofcityliving.com/blog/?p=604</guid>
		<description><![CDATA[&#8220;Real estate agents find there is a small but dedicated cadre of buyers who are looking for modern and contemporary homes in the metro area rather than the usual Colonial-style fare favored by most shoppers.&#8221; &#8230;..&#8221;There is an area just north of U Street &#8230; bound by Florida and U, where theres a little pocket [...]]]></description>
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		<title>State of the Mortgage Market</title>
		<link>http://www.artofcityliving.com/blog/2011/01/state-of-the-mortgage-market/</link>
		<comments>http://www.artofcityliving.com/blog/2011/01/state-of-the-mortgage-market/#comments</comments>
		<pubDate>Thu, 06 Jan 2011 06:12:00 +0000</pubDate>
		<dc:creator>Tony Hain</dc:creator>
				<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">http://www.artofcityliving.com/blog/?p=593</guid>
		<description><![CDATA[Finding a mortgage if you have less than stellar credit became increasingly difficult in the past two years.  Even borrowers with perfect credit are jumping through paper trail hoops to borrow or refinance.  Changes are coming and the implications may affect the entire housing market. What Happened? Deregulation and computerized underwriting systems made loan application [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Most Americans say it is &#8220;good time&#8221; to buy a house</title>
		<link>http://www.artofcityliving.com/blog/2010/10/most-americans-say-it-is-good-time-to-buy-a-house/</link>
		<comments>http://www.artofcityliving.com/blog/2010/10/most-americans-say-it-is-good-time-to-buy-a-house/#comments</comments>
		<pubDate>Wed, 27 Oct 2010 21:54:26 +0000</pubDate>
		<dc:creator>Tony Hain</dc:creator>
				<category><![CDATA[Market Update]]></category>

		<guid isPermaLink="false">http://www.artofcityliving.com/blog/?p=581</guid>
		<description><![CDATA[What do Americans think about housing in the current climate?  Two studies offer similar results. A Washington Post poll found that 61 percent of Americans believe it is a &#8220;good time&#8221; to buy a house. For all you political junkies, that&#8217;s true across the political spectrum: Republicans (70 percent), Democrats (61 percent) and independents (59 [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>D.C. property taxes among lowest in nation</title>
		<link>http://www.artofcityliving.com/blog/2010/10/d-c-property-taxes-among-lowest-in-nation/</link>
		<comments>http://www.artofcityliving.com/blog/2010/10/d-c-property-taxes-among-lowest-in-nation/#comments</comments>
		<pubDate>Sat, 02 Oct 2010 16:49:55 +0000</pubDate>
		<dc:creator>Tony Hain</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.artofcityliving.com/blog/?p=563</guid>
		<description><![CDATA[When compared to rates paid by homeowners in all 50 states, property taxes as a percentage of property value in the District are among the lowest in the nation.  According to Washington Business Journal, our region ranks considerably higher when based on the dollar amount of property tax bills, reflecting higher property values here. In the District, [...]]]></description>
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		<title>Fall Market Preview</title>
		<link>http://www.artofcityliving.com/blog/2010/09/fall-market-preview/</link>
		<comments>http://www.artofcityliving.com/blog/2010/09/fall-market-preview/#comments</comments>
		<pubDate>Fri, 10 Sep 2010 00:18:29 +0000</pubDate>
		<dc:creator>Tony Hain</dc:creator>
				<category><![CDATA[Local Economy]]></category>
		<category><![CDATA[Market Update]]></category>

		<guid isPermaLink="false">http://www.artofcityliving.com/blog/?p=558</guid>
		<description><![CDATA[How&#8217;s the market? The answer may surprise you. The fact is that It&#8217;s an unusual market in DC and more complex than is being reported. Media stories continue to cover the national trends&#8212;foreclosures, 12 month supplies of inventory and an economy and housing market that has come to a screeching halt. That doesn&#8217;t match the [...]]]></description>
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